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Mishlei 19-17 (Reimbursement)

Key Concepts of Mishlei 19-17 (Reimbursement)
When Hashem created the world with all of its creatures He didn’t just leave them to fend for themselves. He set up the cycle of nature whereby each creature would have access to the sustenance that it needed to survive. Each living creature is motivated by its built-in life force to obtain what what Hashem has made available for it.
Mankind was designed to be part of this universal system and so people are instinctively driven to seek their own livelihood. However, human beings were also granted a unique power to participate in the global system of sustenance by performing acts of of kindness. Any individual can be inspired to consciously meet the needs of another. That of kindness conforms to the will of Hashem and reflects the kindness that He bestowed upon the world when he created it. Since human kindness is a conscious human act that conforms to the Divine will, Hashem deems it a great mitzvah.
Although a person who gives charity to the needy is doing a mitzvah, he is also participating in the global system of sustenance that Hashem has provided for all His creatures. Just as Hashem rewards every mitzvah He also recocgnizes the financial transaction by which the person has withdrawn money from his own account and has given it to another, acting as an agent of Hashem, and fuflilling His universal obligation. In effect Hashem has become a temporary borrower of that money to fulfill His own obligation for the needy person’s sustenance. Hashem pays His debts and therefore can be relied upon to repay the loan. That repayment is in addition to the reward that a person should expect for the mitzvah of having done Hashem’s will.
Exploring Mishlei
מַלְוֵה ה‘ חוֹנֵן דָּל וּגְמֻלוֹ יְשַׁלֶּם לוֹ:
One who kindly gives to the poor is lending to Hashem, and He will pay him his reward.
Mishlei summarizes the universal cycle of charity in the two parts of a brief proverb. The first part addresses the fact that each gift to the poor is effectively a loan to Hashem. The proverb thereby implies that the financial cost of the charitable gift will br repaid by Hashem. Hashem has assumed that cost because it enables Him to full His obligation to provide sustenance to every creature.
In the second part of the proverb, Mishlei addresses the fact that the person who gives charity is doing a mitzvah. Hashem is gratified that the person has done His will and has shown kindness. That rewards every mitzvah great and small, and this mitzvah is surely deserving.
Learning Mishlei
מַלְוֵה ה‘ חוֹנֵן דָּל 
וּגְמֻלוֹ יְשַׁלֶּם לוֹ:
One who kindly gives to the poor  חוֹנֵן דָּל is effectively lending money to Hashem  מַלְוֵה ה‘ and Hashem will surely repay the debt. Besides that, Hashem will pay him  יְשַׁלֶּם לוֹ his just reward  וּגְמֻלוֹ for having done an important mitzvah.
Additional Insights
(1) The mitzvah of kindness is effectively independent of it financial value. When a poor man is in desperate need of help, the quality of relief provided by the needed funds, given at the right time, has unlimited emotional and spiritual value. ( רש"י )
(2) From an alternate perspective, all human wealth is a temporary grant from Hashem, given to each man so that he can do mitzvos. The money the man gives to the poor is a repayment to Hashem of the loan Hashem made to him. ( אבן עזרא )
(3) A righteous person cannot enjoy his own food if he knows of a poor man who is going hungry. In fact, he will not eat before he gives some of his food to the poor, for he considers it his own only after he has shared it. ( רשר"ה )
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